Principal risks and uncertainties

In accordance with the Combined Code (2008) (the ‘Code’), the Board understands the need for a robust system of internal control and risk management.  Following a review of risks to the Group, a further assessment of the key risks and uncertainties facing the Group has been undertaken. This is reviewed on a regular basis at Executive Committee and Board level.

The Directors consider the following matters to be the principal risks and uncertainties to the Group. These may not be exhaustive and there might be additional unknown risks that could have an adverse effect on the Group:

External Risk

Internal Risk

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